As competition heats up in the market place, financial institutions (banks, leasing and hire purchase companies, housing finance and consumer finance companies) face the need to develop new products, both financial and savings, firstly, to retain existing customers and secondly, to attract new customers. VTA's Transaction Structuring and Product Creation Software 'CapInvest' empowers financial institutions with tools to effortlessly develop user-friendly, market-driven financial and savings products to move
forward aggressively in a crowded financial market place while providing complete fidelity to Rate of Return expectations of the originator.

Combining an elegant and easy to use interface with a powerful back-end numerical engine, CapInvest targets both ends of the financial intermediation spectrum: on the lending side of operations, it enables financial institutions to develop a wide variety of financial (lending) products that target end-user requirements; on the borrowing side, it enables deposit-accepting institutions such as banks, insurance and finance companies, to offer savings and deposit products that target personal financial planning, to make banking truly personalized.

Creating such products requires a core set of analytical capabilities that are enshrined in CapInvest - an enterprise is freed from having to learn the complex math underlying such products and instead, understand customer requirements with a view to developing products.


 

"Home-grown spread-sheets, financial calculators and database 'add-ons' constitute the tools used by financial institutions to develop finance and savings products and consumer finance transactions whose effect is to strait-jacket a financial institution into offering rigid and pre defined 'EMI' based products which are dictated not by customer and market requirements but by the backend in use in an enterprise".

Operating on the Windows platform, CapInvest incorporates three distinct components:

Cutting-edge Microsoft Technology which employs Excel Objects to provide functionality to the software
VTA's Proprietary Financial Modeling Techniques
Sophisticated Numerical Analysis that makes extensive use of Discounted Cash Flow concepts

CapInvest ships with seven modules and several special-purpose portals that work seamlessly to assist a financial institution to develop plain-vanilla 'EMI' based financial transactions or transactions that are limited only by the imagination of the user ' CapInvest takes care of the underlying mathematics to enablethe user to focus on customer requirements to tailor-make financial and savings products. CapInvest ships with more than 20 documents that cover every aspect of usage and operations - the
"To make their presence in the financial market place, a permanent one, rather than transitory, financial institutions require access to world-class product creation tools".

'Product Developer' document provides the conceptual and mathematical underpinnings for developing financial and savings products. The User Manual provides screen shots with comments on every item.

 

 

 

 
CapInvest is available on a annual licensing fee
 
 
30 MB in Size.
Operates on the Microsoft Office Platform.
Ships with an online help system and more than 20 documents that discuss virtually every aspect of usage and operations.
Provides tools to develop a range of financial and savings products and consumer finance transactions.
Is useful to a wide variety of financial institutions.
Exports a transaction and its reports in several formats - any of these formats can be used as capture point for storage and retrieval by whatever database system is in use in an enterprise.
Can be customized by VTA to reflect country - specific requirements.
 
 

Capinvest - Screen Shots
 
 
Capinvest downloadable documents
 
     
 
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