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As competition
heats up in the market place, financial institutions
(banks, leasing and hire purchase companies,
housing finance and consumer finance companies)
face the need to develop new products, both
financial and savings, firstly, to retain existing
customers and secondly, to attract new customers.
VTA's Transaction Structuring and Product Creation
Software 'CapInvest' empowers financial institutions
with tools to effortlessly develop user-friendly,
market-driven financial and savings products
to move |
forward aggressively in a crowded financial
market place while providing complete fidelity
to Rate of Return expectations of the originator.
Combining an elegant and easy to use interface
with a powerful back-end numerical engine, CapInvest
targets both ends of the financial intermediation
spectrum: on the lending side of operations,
it enables financial institutions to develop
a wide variety of financial (lending) products
that target end-user requirements; on the borrowing
side, it enables deposit-accepting institutions
such as banks, insurance and finance companies,
to offer savings and deposit products that target
personal financial planning, to make banking
truly personalized.
Creating such products requires a core set of
analytical capabilities that are enshrined in
CapInvest - an enterprise is freed from having
to learn the complex math underlying such products
and instead, understand customer requirements
with a view to developing products.
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"Home-grown
spread-sheets, financial calculators and
database 'add-ons' constitute the tools
used by financial institutions to develop
finance and savings products and consumer
finance transactions whose effect is to
strait-jacket a financial institution into
offering rigid and pre defined 'EMI' based
products which are dictated not by customer
and market requirements but by the backend
in use in an enterprise". |
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Operating
on the Windows platform, CapInvest incorporates
three distinct components:
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| Cutting-edge
Microsoft
Technology
which employs
Excel Objects
to provide
functionality
to the software |
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| VTA's
Proprietary
Financial
Modeling Techniques |
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| Sophisticated
Numerical
Analysis that
makes extensive
use of Discounted
Cash Flow
concepts |
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CapInvest ships with seven modules and several
special-purpose portals that work seamlessly
to assist a financial institution to develop
plain-vanilla 'EMI' based financial transactions
or transactions that are limited only by the
imagination of the user ' CapInvest takes care
of the underlying mathematics to enablethe user
to focus on customer requirements to tailor-make
financial and savings products. CapInvest ships
with more than 20 documents that cover every
aspect of usage and operations - the |
| "To make
their presence in the financial market place,
a permanent one, rather than transitory,
financial institutions require access to
world-class product creation tools". |
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'Product Developer' document provides
the conceptual and mathematical underpinnings
for developing financial and savings products.
The User Manual provides screen shots with comments
on every item.
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CapInvest
is available on a annual licensing fee
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30 MB in Size. |
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Operates on the Microsoft Office
Platform. |
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Ships with an online help system
and more than 20 documents that discuss virtually
every aspect of usage and operations. |
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Provides tools to develop a
range of financial and savings products and consumer
finance transactions. |
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Is useful to a wide variety
of financial institutions. |
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Exports a transaction and its
reports in several formats - any of these formats
can be used as capture point for storage and retrieval
by whatever database system is in use in an enterprise. |
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Can be customized by VTA to
reflect country - specific requirements. |
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Capinvest downloadable
documents |
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